Home Loan Interest Rates
Approximate the lowest home loan interest rate beginning from 6.65% p.a. and devote to the best home loan. Obtain the entire list of present housing loan rates of interest, in India; from all top banks and financial organisations.
Top Personal Loans Plans in India
| Bank | Starting Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| Kotak Mahindra Bank | 7.50% p.a. onwards | 0.50% |
| Citibank | 6.65% p.a. onwards | Rs. 10,000 |
| Union Bank of India | 8.25% p.a. onwards | - |
| Bank of Baroda | 7.45% p.a. onwards | Contact the bank for information |
| Central Bank of India | 7.20% p.a. to 7.65% p.a. | Rs. 20,000 |
| Bank of India | 7.30% p.a. onwards | - |
| State Bank of India | 8.55% p.a. onwards | 0.35% onwards |
| HDFC Home Loans | 8.60% p.a. onwards* | 0.5% or Rs.3,000 whichever is higher |
| LIC Housing Finance | 7.55% p.a. onwards | Rs. 10,000 - Rs. 15,000 |
| Axis Bank | 7.60% p.a. onwards | Rs. 10,000 |
| Canara Bank | 8.10% p.a. onwards | 0.50% of the loan amoun |
| Punjab and Sind Bank | 7.50% p.a. onwards | Full Waiver |
| IDFC First Bank | 7.50% p.a. onwards | Rs. 5,000 - Rs. 5,000 |
| Indian Overseas Bank | 7.05% p.a. onwards | 0.50% (Max Rs. 20,000) |
| Punjab National Bank | 7.40% p.a. onward | 0.35% (Max Rs. 15,000) |
| United Bank of India | 7.50% p.a. onwards | 0.59% (Rs. 1,180 - Rs. 11,800) |
| UCO Bank | 7.40% | 0.15% (Rs. 1,500 - Rs. 15,000) |
| DBS Bank | 7.30% | 0.25% (Rs. 10,000) |
| IDBI Bank | 7.60% | 0.50% (Rs. 2,500 - Rs.5,000) |
| HSBC Bank | 7.35% | 1% (Rs. 10,000) |
| Karur Vysya Bank | 8.05% | Rs. 5,000 |
| Saraswat Bank Home Loan | 7.50% p.a. onwards | Nil |
| Jammu and Kashmir Bank | 7.85% | Rs. 500 - Rs. 10,000 |
| South Indian Bank | Repo Rate + 3.35% p.a. onwards | 0.50% (Rs. 5,000 - Rs. 10,000) |
| PNB Housing Finance Limited | 8.75% p.a. onwards | Up to 0.50% |
| Federal Bank | 8.55% p.a. onwards | Rs. 3,000 - Rs. 7,500 |
| Standard Chartered Bank | 7.25% p.a. onwards | 1% |
| Aavas Financiers | 8.00% | 1.00% |
| Karnataka Bank | 7.89% p.a. onwards | Rs. 250 |
| Sundaram Home Finance | 6.95% | Rs.3,000 (for salaried) |
| Dhanlaxmi Bank | 8.35% p.a. onwards | Rs. 10,000 |
| Tata Capital | 7.75% p.a. onwards | 0.50% |
| Tamilnad Mercantile Bank | 7.95% | Rs. 15,000 |
| DHFL Housing Finance | 8.75% | Rs. 2500 |
| Bandhan Bank | 7.30% p.a. onwards | 1% (Rs.5,000) |
| Yes Bank | 8.95% | 1% (Rs. 10,000) |
| Hudco Home Loan | 9.25% | NA |
| Indiabulls | 7.60% | 0.50% onwards |
| Aditya Birla | 8.00% p.a. onwards | 8.00% p.a. onwards |
| GIC Housing Finance | 8.20% | Rs. 2,500 |
| Reliance Home Finance | 9.75% | Rs. 3,000 - Rs. 6,500 |
| Rs. 3,000 - Rs. 6,500 | 8.90% | NA |
| India Shelter Finance | 13.00% | 2.00% |